Aerial Imaging Bills

Insurers use aerial imaging to assess property risks more accurately and efficiently. In recent months, legislators have voiced concerns about insurers’ use of aerial imaging in underwriting and have introduced bills to protect consumers from potential misuse. High-resolution images captured by satellites, drones, or planes allow insurers to evaluate factors such as roof condition, property

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CDI Sponsored Bills

On February 14, 2025, Commissioner Lara announced that he is joining with legislative leaders to “safeguard consumers” by introducing a comprehensive legislative package aimed at protecting wildfire survivors and improving preparedness for future disasters. This package focuses on three key goals: Consumer Protection, Climate Resiliency, and Market Strength. Among the ten proposals sponsored by the

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2024 Election Recap

Get ready for 37 new members (13 Senators, 24 Assemblymembers) in the upcoming legislative session starting on December 2, 2024. With 30% of the Legislature being new, check out the election recap for an overall layout of the land with some additional information about the candidates! 🌟👏 PIFPAC is non-partisan, supporting the best viable candidate

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Bill Rundown

This was a positive year defeating bad ideas to come out of the Legislature. Extensive efforts on the part of PIFC lobbyists, PIFPAC members, and numerous stakeholders proved successful in defeating SB 1060 (Becker). The bill is inconsistent with both the Sustainable Insurance Strategy proposed by the Insurance Commissioner and the recently adopted CDI Safer

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Political Update

The March primary has concluded, and ballots were certified by April 12th.  The top two candidates from each primary election move on to the general election. Leading into this election PIFC staff and PIFPAC did a lot of work vetting candidates: conducting one-on-one meetings with candidates, and candidate interviews. Check out the election results below.

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Regulatory Update

On the regulatory front, CDI endeavors to execute the various regulations necessary to implement the Commissioner’s Sustainable Insurance Strategy.  Following the disappointing announcement of the Complete Rate Application, which PIFC strongly opposes, CDI has announced draft regulations that would allow insurers to use forward-looking Catastrophe (CAT) modeling in their ratemaking. Since Commissioner Lara announced the

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Artificial Intelligence

For the past few years, the Legislature has been interested in topics related to artificial intelligence (AI) and algorithmic decision making. This largely stems from the rapid advancements seen in technology sectors (i.e. Google Gemini, and Open AI’s Chat GPT). There have been more than 40 bills introduced on the topic of AI this year.

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Legislative Update

The Legislature is in the second and final year of the 2023-2024 legislative session.  This year, a total of 2,124 bills were introduced by the February 16 bill introduction deadline.  Bills are now being heard in their first house policy and fiscal committees. PIFC is tracking dozens of bills that could potentially impact the insurance

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Joint Hearing Insurance and Select Committee on Wildfire Prevention

On Monday, October 9, the Assembly Insurance Committee held a joint hearing with the Assembly Select Committee on Wildfire Prevention. The hearing was held in Santa Rosa, CA. The purpose of the hearing was to focus on wildfire risk and resiliency, and whether those two factors can lead to insurance market recovery. Assembly Insurance Committee

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