PIFC has been advocating for the adoption of telematics in California for several years, recognizing its proven success in improving driving behavior and lowering insurance costs. Usage-based insurance programs that rely on telematics are widely available in the other 49 states and in many countries. These programs create meaningful incentives for safer driving by offering […]
Safe Driver Incentives Read More »
The bills listed below are those in which we are actively engaged and that have the potential to further disrupt an already unstable market. These represent our top priorities. We are working closely with authors’ offices and committee staff to address the issues in these measures, while reinforcing to lawmakers that their focus should remain
The 2026 election year will be especially significant for California because nearly all major state leadership positions will be on the ballot. Voters will choose every statewide constitutional officer including Insurance Commissioner, Governor, Lieutenant Governor, Attorney General, Treasurer, Secretary of State, and others—at a time when several incumbents, including the Governor and Treasurer, are term-limited
2026 Election Year Read More »
The California Department of Insurance (CDI) approved the nation’s first forward-looking catastrophe model for wildfire risk, developed by Verisk. Since then, CDI has completed its review and approval of two additional forward-looking models from Karen Clark & Company and Moody’s. The approval of these advanced tools marks a critical milestone in the Department’s Sustainable Insurance
Regulatory Update: CAT Models and SIS Filings Read More »
Below is a summary of key bills tracked by PIFC during this legislative session. While some were signed into law, others did not advance. However, as this is the first year of the two-year session, those bills may still be considered in 2026 as “two-year bills.” The California Safe Homes Act (AB 888, Assembly Member
Bill Rundown-End of Session 2025 Read More »
Senate Bill 354 (Limon) is an extensive overhaul of privacy and data laws in the insurance space. The goal of the bill is to increase the privacy protections to meet or exceed those in Prop 24. Also named the Insurance Consumer Privacy Protection Act of 2025, SB 354 would set new standards for how insurance
Insurance Consumer Privacy Protection Act of 2025 Read More »
Insurers use aerial imaging to assess property risks more accurately and efficiently. In recent months, legislators have voiced concerns about insurers’ use of aerial imaging in underwriting and have introduced bills to protect consumers from potential misuse. High-resolution images captured by satellites, drones, or planes allow insurers to evaluate factors such as roof condition, property
Aerial Imaging Bills Read More »
On February 14, 2025, Commissioner Lara announced that he is joining with legislative leaders to “safeguard consumers” by introducing a comprehensive legislative package aimed at protecting wildfire survivors and improving preparedness for future disasters. This package focuses on three key goals: Consumer Protection, Climate Resiliency, and Market Strength. Among the ten proposals sponsored by the
CDI Sponsored Bills Read More »
Get ready for 37 new members (13 Senators, 24 Assemblymembers) in the upcoming legislative session starting on December 2, 2024. With 30% of the Legislature being new, check out the election recap for an overall layout of the land with some additional information about the candidates! 🌟👏 PIFPAC is non-partisan, supporting the best viable candidate
2024 Election Recap Read More »
This was a positive year defeating bad ideas to come out of the Legislature. Extensive efforts on the part of PIFC lobbyists, PIFPAC members, and numerous stakeholders proved successful in defeating SB 1060 (Becker). The bill is inconsistent with both the Sustainable Insurance Strategy proposed by the Insurance Commissioner and the recently adopted CDI Safer
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